API Overview

The MFS Africa APIs are organized into the following categories:

  1. Payouts - MFS Africa's primary APIs for initiating customer payouts.
  2. Payins - Enables the receipt of payments from customers.
  3. Card Issuance - Enable banks and fintech companies to issue physical and virtual debit/credit cards.
  4. B2B VAS - Provide a platform for selling various products in Nigeria through MFS Africa's network of in-field agents.


MFS Africa provides a Payment Hub that establishes connections with banks, mobile network operators, and agent networks throughout Africa, referred to as our Receiving Partners.

Customers integrate with MFS Africa's Payouts product to gain access to MFS Africa's Receiving Partners.

Payouts facilitate direct connections to the Payment Hub and consist of the following:

  1. Asynchronous Payouts
    It is designed for Money Transfer Organizations (MTOs) and various disbursement partner types.

  2. Asynchronous Webhooks
    It collaborates with the Asynchronous Payments API to deliver Instant Payment Notifications (IPNs).

  3. Synchronous Payouts
    This API is custom-built for Mobile Network Operators (MNOs)

  4. Synchronous Bank Transfers
    This API enables payouts to banks.

  5. Get Rates
    This API grants programmatic access to MFS Africa's daily foreign exchange rates.

The MFS Africa Portal


What's the MFS Africa Portal?

  • The MFS Africa Portal is an online platform that enables users to access its services without requiring any technical integration.

  • However, if you wish to connect directly to the MFS Africa Hub, a software engineer will be needed to perform the integration.

  • Furthermore, the Portal offers a Payouts API for disbursing funds to customers. Users have the option to utilize either the Portal Payments API or the Asynchronous and Synchronous Payments APIs when sending payments through the portal.

The MFS Africa Portal offers a web-based platform enabling users to send and receive payments through MFS Africa.

This portal eliminates the necessity for custom software, providing self-serve tools for payment management, analytics, and reporting. Discover more here..

The Enterprise Platform supplies APIs for accessing MFS Africa's services, such as:

  1. Payins
    For receiving funds from customers and obtaining information on previously collected funds.
  2. Contacts APIs
    For adding or accessing customer information.
  3. Other data access APIs
    For retrieving additional data within your MFS Africa account, such as Transactions, Currencies, Networks, Banks, Events, and more.

What’s Next

Click on for help choosing between these APIs