API Differences
The Payment APIs and Collection APIs currently use different protocols and authentication mechanisms. In most cases, you will need to integrate with both APIs, so this section discusses the high-level differences between them.
API Differences
Compare the main feature and technology differences between the Payment APIs and the Collection APIs.
| Payment APIs | Collection APIs | |
|---|---|---|
| Protocol | SOAP | REST |
| Usually used by | Mobile Network Operators Money Transfer Organizations | Merchants E-commerce use-cases Bi-directional use-cases |
| Includes portal access | Access reports in Portal | - Access reports in Portal - Initiate transactions in Portal |
| Supports funds disbursements | Sync or Async | Async Only |
| Supports funds collections | No | Yes |
| Supports forex rates retrieval | Yes | No |
| Supports Webhooks (IPNS) | Yes | Yes |
| Supports retrieval of other objects | Account Balance Only | Account Balances, Contacts, Transactions, Currencies, Networks, Banks, Events and others |
| Includes client libraries | No | Yes |
Updated 9 months ago